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PRUDENTAL

Prudent Alakia Multipurpose

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Mobile + Web Ready

Prudent Alakia Multipurpose Limited is a member-owned cooperative

providing accessible savings, flexible credit, and business support to empower local households and enterprises toward sustainable growth

Staff Login
Member Access

Entrance fee

₦2,000.00

One-time activation

Security

OTP + PIN

Verified access

Support

24/7

Multi-channel

₦45.2M

Collections

8,200

Members

₦12.4M

Loans

Trusted by

Fintech teams scaling daily collections

Automate loan pipelines, approvals, and member engagement with a modern, compliant stack.

Opay
PalmPay
MoniePoint
kuda

Web dashboard

Real-time portfolio overview

See collections, outstanding loans, and approvals in one place.

Daily Summary
Updated 2m ago

Collections

₦12.4M

Active Loans

1,284

Pending

86

Mobile experience

Collector-ready workflows

Offline collections, instant receipts, and geo-based accountability.

Features

Everything you need to run a modern cooperative

Integrated tools for staff, collectors, and members.

Digital Wallets

Individual virtual accounts for every member with instant transfers.

Member Management

KYC, next of kin, and role-based access control.

Real-time Reporting

Track liquidity, loan performance, and collector efficiency instantly.

Bank-Grade Security

2FA, OTP verification, and audit logs for every transaction.

Process

How it works

From onboarding to repayments in a few guided steps.

01

Register

.

02

Pay Entrance Fee

03

Fund Wallet

Testimonials

Trusted by Unions

“

"I have had the best experience using PRUDENTAL its almost like banking."

Support

Common Questions

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